Microfinance is the core programme of BASTOB. The main aim of this programme is to create employment opportunities and increase the income of the programme participants. The Microfinance programme of BASTOB reached ………30,865 families upto June 2018. To alleviate the poverty of the disadvantaged section of the society, microfinance has been assisting the poor effectively in improving their living status and livelihood.   Since the poor people cannot afford any collateral against their loan, the microfinance services from a Microfinance Institution (MFI) are their only hope to get loan in an easy way without collateral. Microfinance programme is implemented as per microfinance policy of BASTOB. The policy includes the guidelines for group formation, savings, credits, interest rates of savings and loans, insurance and benefits. The Credit manual is followed for field level implementation. BASTOB started its microfinance programme in 1998, immediately after the flood, for the male groups who were engaged in the agricultural activities and small trading. Post flood interest -free loan was provided to the flood affected farmers. After successful completion of this programme and upon the request of the programme partners, BASTOB started microfinance with the financial assistance of Hilfe fuer Bangladesh, Liechtenstein. BASTOB became a partner of INCOME PROJECT III of CARE Bangladesh in 2001. As a result of technical and financial supports of CARE Bangladesh, the programme became more systematic, structured and visually acceptable. In 2007, BASTOB became a partner of Palli Karma-Sahayak Foundation (PKSF). With the financial, technical and capacity building activities of PKSF, BASTOB became an effective microfinance institution in Bangladesh. Till June 2018, there are 30,865 members involved with the microfinance programme. The services of microfinance are institution building, savings, credit, insurance, social awareness, and business counselling.